Struggling to get credit ?

A significant number of U.K. individuals and businesses have "sub prime" credit.  This category ranges from those who have had a few late payments or have simply been refused credit to those who have adverse credit, vehicles repossessed, ccj’s (county court judgements), bankruptcy and iva’s (individual voluntary arrangements).

If you have minor credit issues, for example; no business accounts, a new start business, or an individual with a few late payments speak to one of our Auto Finance & Leasing consultants. We have a strong credit department and can provide expert advice and guidance in getting credit for businesses and individuals which will enable you to benefit from our regular terms and rates. 

For those with more serious credit issues Auto Finance & Leasing can still assist you as we have access to a range of funders who look at each application on its own merit. We also have access to guaranteed car finance for private individuals, sole traders, partnerships and limited companies.